Stated Income Commercial Real Estate

Stated Income Loans for Property Investments

Many traditional bank loans are designated for specific purposes, and while they can be great options for growing your business, having access to flexible financing allows you to grow your company in a wide variety of ways. A stated income commercial real estate loan is a flexible avenue of financing that can be used to consolidate debt, refinance, purchase inventory or stock equipment. Khashola Capital offers stated income loans to businesses of all types and sizes.

What Is a Stated Income Loan?

Unlike traditional loans, stated income loans determine eligibility based on property value rather than credit history. This makes stated income loans easier to qualify for because your business automatically qualifies if it owns property with a value greater than the cost of its expenses. Stated income loans are often approved quickly because they require minimal paperwork and documentation, so they are ideal for new companies or those that are struggling financially.

What Are the Benefits of a Stated Income Loan?

While flexibility is the primary benefit of stated income loans, Khashola Capital also offers additional benefits for this type of financing. If you have a credit score of at least 600, you will qualify for the following advantages.

  • Loan terms of up to 25 years with fixed rates
  • W-2 and self-employment documentation
  • Up to 65% LTV for commercial properties such as storage facilities, warehouses, retail stores and office buildings
  • Up to 70% LTV for investment and owner-occupied properties
  • Up to 75% LTV for mixed-use and multi-family properties
  • Loan amounts of up to $500,000
  • Freedom to spend the money in any way you deem fit to enrich your business

Contact Us Today

If you’re searching for flexible financing that gives you complete control over how you grow your business, a stated income commercial real estate loan from Khashola Capital could be a great solution. Contact us today to learn more about how this financial solution can benefit your business.